Holiday Home, Holiday Let, Rental Property or Airbnb Mortgage

Holiday Home, Holiday Let, Rental Property or Airbnb Mortgage

Purchasing a holiday home with a mortgage can be complex. The lending criteria varies depending on your specific income or letting choices and whether you intend to use the property yourself.

Airbnb has become a popular business and a way for people to let out properties for short periods, but it is important to have the right mortgage that will allow this type of use.

Due to seasonal income streams lenders will tend to have stricter criteria for lending but we can help you source the right lender for your needs in this niche market and have helped hundreds of clients purchasing their first holiday let.

Get in touch now to discuss your project and get a free no-obligation quote from our experienced team.

Commercial Mortgages

We can arrange the most competitive commercial mortgage for any property type including:

Commercial and residential investment property
House of multiple occupations (HMO’s)
Retail and Commercial units
Offices
Warehouses
Professional practice premises
Hotels and licensed premises
Care homes

We compare all the leading providers, including specialist providers and can tailor make a product to suit your circumstances. Our mortgage deals are designed around our clients’ needs and cover a varied range of mortgage options including:

Repayment and Interest-only payment
Second charge
Short and long-term repayment products
Fixed and variable rates
Arrangement fees added to the loan
Up to 80% funding available on an individual property and up to 100% funding with additional security provided

Call us for more information 0800 292 2151, we do not charge a fee for a quotation and there is no obligation to accept any quote we give you.

Merchant Cash Advance

A preapproved amount ready-to-go whenever you might need it. Useful for short-term funding gaps or if your cash flow fluctuates throughout the year.

Secured & Unsecured Loans

Flexible and easy business loan tailored for you for whatever you want and need. Loans can be unsecured or secured against existing business assets.

We can arrange loans for any size of business, even start-ups, giving you the headspace to focus on growing your business and less worry about your cashflow.

Invoice Finance

A company can borrow money against its unpaid invoices without waiting for a client to settle their account. Invoice finance is a common form of short-term borrowing, often used to improve a company’s working capital and cash flow position. A business borrows a percentage of the value of its sales ledger from a finance company, effectively using the unpaid sales invoices as security for the borrowing.

Asset Finance

Get the equipment your business needs and spread the cost. Asset finance usually involves paying a regular charge for use of the equipment or asset over an agreed period, thus avoiding the full cost of buying outright. The most common types of asset finance are leasing and hire purchase.

Trade Finance

Up to 120 days credit to pay local and overseas suppliers.

Property & Bridging Loans

Interim funding solutions until you secure long-term property finance.